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In todays market the variety of lending products available from institutional and non institutional lenders is staggering. 1219 financiers can provide finance for most commercial property transactions from the straightforward to the most complex transaction sourcing the most appropriate lender.
1219 financiers treats every deal individually as there is wide variety of factors that effect the pricing of every transaction. Factors include property location, tenancy, Loan to valuation ratio, recourse, interest cover to name a few.
1219 financiers aim to structure a debt facility that works with your transaction.
No credit reviews, no revaluations for 5 years, the benefits of using wholesale finance are many. Are you missing out?
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Investment Loan Characteristics
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| Term |
1 - 10 years |
Longer term loans available, terms over 5 years may require Principal and Interest payments |
| Rates |
Variable, Fixed and interest rate derivative products available |
Interest rates are dependent on a variety of factors including security, property location, type, tenancy mix, owner occupation etc. etc. To obtain the best possible deal for your property investment. |
| Security Types |
Commercial, Industrial, Retail, Residential, Cash, Guarantees |
Specialised securities are also acceptable. Includes Hotels, Caravan Parks, Medical Centres, Hospitals etc etc |
| Payments |
Structured to suit cashflows |
Payment terms, Interest only, Principal and Interest, In advance in arrears from monthly to annually, capitalized. |
| Loan to Valuation Ratios |
To 95% |
Depends on security and amortization schedule, higher the risk higher the interest rate margin |
| Loan |
Purchase, Refinance |
Loans are available for any purpose |
| Purpose |
Recapitalise, liquidify equity |
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| Fees |
Dependant on transaction |
Loan fees are entirely dependant on the individual transaction. For an accurate quote contact us. |
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